Cash App Class Action Lawsuit Settlement: What You Must Know

Introduction

Cash App class action lawsuit settlement is making headlines as users across the U.S. scramble to see if they qualify for compensation. In this in-depth guide, we’ll cover the timeline, legal background, eligibility criteria, payout amounts, how to file a claim, status updates, and common questions. Whether you’re a longtime user or only recently heard about this, this article gives you practical, up-to-date information to understand your rights and options.

Here’s what you’ll find:

• Legal background and context 

• Different settlements and how they differ 

• Eligibility criteria & documentation tips 

• How payouts work & timeline 

• Risks, objections, and what to watch out for 

• FAQs to clear common doubts 

Let’s dive in.

(Note: The 9 LSI keywords you mentioned were not provided, so I’ve integrated relevant terms like “eligibility,” “payout,” “claim deadline,” “unauthorized transactions,” “data breach,” “class member,” “settlement fund,” “notification,” and “claim form.” If you supply your specific LSI list, I can fine-tune further.)

 Overview of the Cash App Class Action Lawsuit Settlement

Why the Settlement Happened

The settlement arose from lawsuits alleging that Cash App (and its parent company, Block Inc.) mishandled data security, allowed unauthorized transactions, and inadequately resolved user complaints. In one major case, a former employee gained unauthorized access to user data; in another, hackers exploited linked phone numbers to access accounts. (CBS News)

Additionally, a separate lawsuit focused on unsolicited text messages sent through Cash App’s referral (“invite friends”) feature. Plaintiffs claimed these messages violated laws restricting telemarketing communications and calling without consent. (inkl)

To avoid prolonged litigation, Cash App agreed to settle these claims via class action deals. (scribblesage.com)

H3: Key Settlements & Amounts

Here are the main components:

Note: These are separate legal actions. Being eligible for one does not guarantee eligibility for the other.

 $15M Settlement — Data, Unauthorized Transactions & Claims

Eligibility Criteria

To qualify under the Cash App class action lawsuit settlement for the $15 million fund:

• You must have had a Cash App account between August 23, 2018 and August 20, 2024. (CBS News) 

• You must have suffered unauthorized transactions, account access, or data breach impacts during that period. (scribblesage.com) 

• You must submit valid claims with supporting documentation (bank statements, proof of unauthorized expenses, etc.). (CBS News) 

• You should file your claim before the deadline — November 18, 2024. (The Verge) 

• If you choose to opt out of the settlement, you must do so by the same deadline. (CBS News) 

If you miss the deadline, you typically lose the right to apply for compensation under this class action. (scribblesage.com)

How Much Can You Claim?

Eligible individuals could request:

• Out-of-pocket losses (fraudulent withdrawals, fees, reversal costs) — up to $2,500 per claimant. (scribblesage.com) 

• Lost time compensation — up to $25 per hour (with documentation) for time spent dealing with unauthorized activity. (CBS News) 

• Credit monitoring or identity theft protection costs, if caused by the breach. (scribblesage.com) 

If the total claims exceed the available fund, payments may be pro rated (reduced proportionally). (CBS News)

H3: How to Submit a Claim

Here’s a step-by-step process:

• Visit the official settlement website (often listed in notices or via trusted legal sites). 

• Complete the claim form — include your name, contact info, Cash App $Cashtag or account identifier. 

• Attach or upload supporting documentation: bank statements, transaction logs, receipts, notices of unauthorized withdrawals. 

• Certify that your claim is truthful and that you haven’t submitted duplicative claims. 

• Submit before the November 18, 2024 deadline. 

• Monitor your email or portal for updates or requests for further proof. 

After the final hearing (January 13, 2025) in court, the administrator reviews claims and begins distribution. (pensioners.info)

 Claim Status & Payouts

As of mid-2025:

• The court granted final approval in March 2025. (scribblesage.com) 

• Claims are being processed, and eligible participants should receive notices of approval or denial. (Reddit) 

• Payouts are anticipated late 2025 to early 2026, depending on appeals or administrative delays. (blacksea-commission.org) 

Many claimants have voiced frustration about delays. Some report claims “still being processed” long after deadlines. (Reddit)

“Nothing yet … claims are still being processed.” (Reddit)
“Court did not grant final approval … claims processing is ongoing.” (Reddit)

If your claim was denied, you should receive a notice explaining the reasons (e.g. documentation mismatch, dates outside the covered period, insufficient proof). (Reddit)

 $12.5M Text Message (Referral) Settlement

 What the Lawsuit Claims

This settlement, sometimes called the “invite friends” or texting class action, alleges:

• Cash App sent unsolicited promotional texts via its referral program to people who hadn’t given prior, written consent. (inkl) 

• The pre-filled messages encouraged recipients to join or download Cash App, often from users’ contact lists. (inkl) 

• The plaintiffs claim this violated the Telephone Consumer Protection Act (TCPA) or similar state telemarketing laws (e.g., Washington’s Commercial Electronic Mail Act). (inkl) 

Cash App denies wrongdoing but agreed to settle to avoid protracted litigation. (Ted Law)

 Eligibility & Payment Range

To be eligible:

• You must be a Washington state resident at the time you received a referral text. (Ted Law) 

• You must have received a Cash App referral text between Nov. 14, 2019 and Aug. 7, 2025. (Ted Law) 

• You must certify that you did not explicitly consent to receive such messages. (inkl) 

Estimated payouts per claimant may range from $88 to $147, depending on how many submit valid claims and administrative expenses. (inkl)

Claim Deadline & Process

• The claim filing and objection deadline is October 27, 2025. (inkl) 

• The final approval hearing is set for December 2, 2025. (Ted Law) 

• Eligible recipients must submit a claim form via the settlement website, provide their phone number, details about the texts received, and attest that they didn’t consent. (inkl) 

• After approval, payments will be distributed electronically or by check. (inkl) 

Just like the $15M settlement, payments may be scaled down if total claims exceed available funds. (Ted Law)

 How the Two Settlements Differ

Covered Issues

• The $15M settlement addresses data breaches, unauthorized account activity, and consumer protection / dispute resolution failures. 

• The $12.5M text settlement focuses strictly on unsolicited promotional texts / referral program messages. 

 Eligible Periods & Rules

• The $15M fund covers events from 2018–2024. 

• The $12.5M fund covers texts from 2019–2025 (for Washington recipients). 

 Claim Deadlines & Timing

• $15M deadline passed: November 18, 2024. 

• $12.5M deadline upcoming: October 27, 2025. 

Thus, if you missed the first window, you cannot file a new claim for the $15M; but you may still qualify for the texting settlement if you meet criteria.

Risks, Objections & Things to Watch

H3: Opt-Out Rights & Objections

As part of the settlement, class members had the opportunity to opt out (exclude themselves) or object to the terms by a deadline. Doing so preserves the right to sue individually. (CBS News)

If you opted out, you won’t receive the class payment, but you keep your legal options.

H3: Potential Delays & Appeals

Even after final approval, appeals can delay distributions. Administrative review, verification of claims, and challenges may extend the timeline. (blacksea-commission.org)

H3: Claim Denials & Rejections

Common reasons claims get denied include:

• Missing or insufficient documentation 

• Dates outside the allowed period 

• Amounts claimed don’t match records 

• Duplicate or inconsistent claims 

If denied, you should receive a denial notice with reasons and potential remedies (if any).

H3: Beware of Scams & Fake Notices

Many users have reported emails or messages claiming “you qualify for the Cash App settlement” that are scams. (Reddit)

Always verify via the official settlement website and look for court case names like Salinas, et al. v. Block, Inc. or Bottoms v. Block Inc. Use trusted legal or governmental sites. (scribblesage.com)

If ever asked to pay a “processing fee” or give private bank credentials, treat it as a red flag.

H2: Practical Tips & Best Practices

• File before deadlines — for the $15M, it’s too late; for the $12.5M texting case, act by Oct 27, 2025. 

• Gather documentation early — bank statements, transaction histories, text receipts, prior correspondence. 

• Submit only one claim — duplicative filing can get you rejected. (CBS News) 

• Opt out only if you want to sue separately — most class members should not opt out unless you have a strong reason. 

• Track your claim status — save confirmation emails, check the portal, and follow instructions to update addresses. 

• Avoid scams — only use official court-approved websites. If unsure, seek legal advice. 

FAQs

Q1: Am I eligible under the Cash App class action lawsuit settlement?
It depends. For the $15M settlement, you needed to have had a Cash App account from August 2018 to August 2024 and suffered unauthorized transactions or data breach impacts. You also must have submitted a claim by November 18, 2024. For the $12.5M texting settlement, you may still qualify if you received unsolicited referral texts in Washington between Nov. 14, 2019 and Aug. 7, 2025 and did not consent.

Q2: How much money could I get from the Cash App class action settlement?
Under the $15M fund, individual payouts could reach up to $2,500 (for out-of-pocket losses and associated costs). Under the $12.5M texting settlement, estimated payments may range between $88 and $147 per claimant depending on volume.

Q3: What’s the deadline to file a claim for the Cash App settlement?
For the $15M settlement, the deadline was November 18, 2024. That window is now closed. For the texting referral suit, the deadline is October 27, 2025.

Q4: What if my claim is denied under the Cash App settlement?
You should get a denial notice stating reasons. Often, you can review documentation and see if you can appeal or provide additional proof — though the settlement terms may or may not allow reconsideration.

Q5: Can I opt out of the Cash App settlement?
Yes. Class members had the option to opt out by the deadline. Opting out means you won’t receive settlement money, but you retain the right to sue Cash App separately on those claims.

Q6: When will payouts start for the Cash App settlement?
Payouts are expected late 2025 to early 2026, after claims are verified, appeals resolved, and funds allocated. The $15M settlement was finally approved in March 2025. (scribblesage.com)

Q7: How can I avoid scams pretending to be the Cash App settlement?
Always check that the URL and site are court-authorized. Do not pay any “processing fee” or share private credentials. Verify via official communications and court orders. Be especially suspicious of unsolicited emails claiming you must act to “receive your money.”

Conclusion

The Cash App class action lawsuit settlement represents a major development in holding fintech platforms accountable for security, unauthorized transactions, and marketing practices. The $15M settlement addresses data and transaction concerns, while the $12.5M texting settlement tackles unsolicited messages.

If you acted in the past and filed a valid claim in time, you may be on track to receive compensation soon. If you haven’t yet engaged with the texting settlement and your rights fall under its criteria, don’t miss the October 27, 2025 deadline.

Stay vigilant, document everything, use official sources, and monitor your claim status. If you’d like help checking eligibility, drafting your claim, or comparing similar class actions, I’m here to assist.